The USA Plan Spreadsheet

Nest Egg – $50,000 Annual Salary

Listed below is a table that shows how a worker’s $7,500 of annual payroll taxes, diverted to a “USA” account, will accumulate and compound over a 40-year working life into a $7.4 million nest egg. This is achieved using the historical 12% average rate of return in the S&P 500 indexed stock (9.8% appreciation plus 3.2% dividend reinvestment) compounded for 40-year investments . This means the taxpayer can get a $74,000 monthly check out of the income from the USA Account without diminishing the size of the overall account. ($7.4 million X 12% = $890,000/12 months= $74,000 per month)


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