Dear Future Taxpayers,

 

The USA Plan Makes Major Changes to American Culture

When enacted, the USA Plan will make significant changes for the better to American Culture. Among many other things It will change some of our beliefs, behaviors, our norms and customs. Most importantly it will change the way Americans feel about each other.

The Plan has been designed to unite the Democrats, Republicans and Independents by curing many of the inequities and issues that presently separate them. It starts with immediately super charging the American economy and eventually will eradicate endemic poverty.

Most of these issues are more thoroughly discussed throughout the site.  We memorialize them here as a quick reference,

Poverty, the Homeless and Addicted.

Solving poverty is key to the USA Plan. The Plan doesn’t attempt to put a bandage on the problem, but rather enables all workers (and their spouses) to become millionaires by the time they retire. We believe this empowers every American with what the Founder’s envisioned when the proclaimed “We the People”.

Please read this site carefully as the Plan compassionately solves the wealth inequality and income disparity issues. In solving them many other collateral problems like homelessness, drug addiction, suicides, crime and despair are addressed.

Funding a Nest Egg that Won’t Cost the Taxpayer a Dime 

In America, poor people can’t afford to invest in stocks. That is not because of capitalism but rather “trickle-down economics” the economic system the world has been exclusively employing since man came out of the caves. You know how it works culturally; the powerful at the top get the lion’s share and the poor gets what trickles down.

Converting $1.250 trillion in annuial payroll taxes from government control and putting them in the taxpayer’s own USA account won’t cost taxpayers a dime out of their paycheck. The way we pay retirees is covered here and here.

What about Social Security, Medicare and Unemployment?

The USA Plan does not repeal or change the Social Security, Medicare or Unemployment Insurance in any way. In fact, they will continue to cover legacy beneficiaries and the few who somehow miss participating in the USA Plan.

In retirement, million-dollar nest eggs, generated by the USA Plan, will generate enough income for taxpayers to fund their own medical care including high-quality insurance coverage. It will also enable them to live an affluent lifestyle. It should result in a massive change in our cultural norms.

Increasing the Wealth of the Nation through its People

The Plan will generate a $100 billion a month investment into the US economy. Those funds will be first invested in buying stocks of diversified funds to accumulate and compound over the years into the million-dollar nest egg of the taxpayer. Every month the selling stockholders will have to reinvest their $100 billion  into the economy.

The steady infusion of capital from the people will be a stark departure from the limited amount of new capital very rich investors presently pour back into the economy each year. It should smooth out the dips and valleys in the stock market caused by short-term corporate profit projections.

There are hundreds of thousands of businesses that would vie for this capital as would entrepreneurs attempting to privatize things like roads that use digital technology to bill users.  We went to the moon in ten years. We could use the USA Plan to reach a national net worth of a quadrillion dollars in 40 years.

Eliminating the Culture of Debt

Over the last 100 years the American culture solved its problems by turning to collectivism in the form of bigger and bigger government. It did so out of necessity. Using the “trickle-down theory of economics” high and higher taxes were the only way to fund national programs for the needy.

Predictably Congress created so much debt in the last 20 years that it almost equals the total wealth the country has created in the last 243 years (See the Debt Clock).  The Plan has incorporated in its design the eventual elimination of most of the unfunded Federal debt.  See “The Rise-Up Theory of Economics.

 As unfunded debt decreases, the massive government bureaucracy necessary to distribute to the poor, will be unnecessary but fortunately it will free up hundreds of thousands of workers for the private sector.  Trillions of dollars will be saved by the natural shrinking of the 80 or so Federal entitlement programs. The need for funding Social Security and Medicare will shrink to a mere trickle.

Solving the Riddle of Poverty

Culturally, income and wealth inequality are the two most divisive political issues of our time. By introducing the “Rise-up Theory of Economics” into the cultural equation both rich and poor people can visualize a clear path to eventually eliminating these most divisive issues.

With the amount of wealth, the Plan generates, individuals eventually won’t have to look to government to solve their financial problems. And this will become the new cultural reality – No longer will the rich have to take care of the poor, they will be able to take care of themselves

The Pursuit of Happiness

The USA Plan was constructed to provide every individual with the freedom to pursue their dreams. He or she doesn’t have to go to college to learn how to become a Wall Street tycoon. They can opt to take a simple job in order to spend their life farming or coaching their kid’s Little League team. The opportunities are endless.

They will find happiness in being a part of the American Team that owns a part of the economy. Everyday they can flip open their phone and view the balance in their USA Account. Looking forward to something good every day is a feeling we need a lot more of.

Hopefully the Plan will lessen partisan rancor to the point we are more American than Republicans and Democrats. We know that time has come.

Financial independence for everyone is where we are going.  I hope you come along.

 


Dear Future Taxpayers,

 

In describing what effect, the USA Plan would have on the American culture you have to start by defining culture. The problem with defining it, however, is that you risk missing one or more of its elements.  Therefore, let’s just assume it is everything possible.

We recognize that America is the most successful country on the planet. That we produce 25% of the world’s goods and services with only 4.5 percent of its population.

Irrespective of its success, there are certain systemic cultural problems with the free-market, capitalist system this Plan addresses.

Poverty, the Homeless and Addicted.

It is a national embarrassment that America lost its $20 trillion dollar “War on Poverty”.   The same can be said with the 600,00 homeless and millions addicted to pain killers. We can’t claim our culture is better than others until we solve these problems.

Funding a Nest Egg that Won’t Cost the Taxpayer a Dime

In American, poor people can’t afford to invest in stocks. That is not because of capitalism but rather “trickle-down economics” the economic system the world has been exclusively employing since man came out of the caves. You know how it works culturally; the powerful at the top get the lion’s share and the poor gets what trickles down.

What about Social Security, Medicare and Unemployment?

The USA Plan does not repeal or change the Social Security, Medicare or Unemployment Insurance in any way. In fact, they continue to eventually cover only the scant few who somehow miss participating in the USA Plan.

In retirement, the million-dollar nest eggs, generated by the USA Plan, will generate enough income for taxpayers to fund their own medical care or pay for insurance coverage. It will also enable them to live an affluent lifestyle. It should result in a massive change in our cultural norms.

Increasing the Wealth of the Nation through its People

The Plan will generate a $100 billion a month ($1,250,000,000/12) investment into the US economy. Those funds will be first invested in stocks of diversified funds to accumulate and compound into the million-dollar nest egg of the taxpayer. Every month the selling shareholders will have to reinvest their $100 billion in the economy too.

The steady infusion of capital from the people will be a stark departure from the limited amount of new capital very rich investors pour back into the economy each year. It should smooth out the dips and valleys in the stock market caused by short-term corporate profit projections.

There are hundreds of thousands of businesses that would vie for this capital as would entrepreneurs attempting to privatize things like roads that use digital technology to bill users.  We went to the moon in ten years. We could use the USA Plan to reach a national net worth of a quadrillion dollars in 40 years.

Eliminating the Culture of Debt

Over the last 100 years the American culture solved its problems by turning to collectivism in the form of bigger and bigger government. It did so out of necessity. Using the “trickle-down theory oi economics” high and higher taxes were the only way to fund national programs for the needy.

Predictably Congress created so much debt in the last 20 years that it almost equals the total wealth the country has created in the last 243 years (See the Debt Clock).  The Plan has incorporated in its design the eventual elimination of most of the unfunded Federal debt.  See “The Rise-Up Theory of Economics.

As unfunded debt decreases, the massive government bureaucracy necessary to distribute to the poor, will be unnecessary.  Trillions of dollars will be saved by the natural shrinking of the 80 or so Federal entitlement programs. The need for funding Social Security and Medicare will shrink to a mere trickle.

Solving the Riddle of Poverty

Culturally, income and wealth inequality are the two most divisive political issues of our time. By introducing the “Rise-up Theory of Economics” into the cultural equation both rich and poor people can visualize a clear path to eventually eliminating these most divisive issues.

 


Dear Future Millionaires,

 

It is a fact.  The USA Plan solves many cultural problems. This site explains how the Plan solves many social and economic problems.  However, what are the underlying principles the Plan uses to solve these problems?  How can you really judge solutions without knowing the principles upon which they were built. Here are just some of them.

LIFE.  Between birth and death is that interlude called life. In nature, that interlude demands the “survival of the fittest”.  Unfortunately, that process survives today in modern society and ideology.  The USA Plan describes that process as “trickle down” – the “fittest” get the most and what’s left trickles down to those who “survive”.

What the USA Plan does culturally is address the principles of survival and fitness separately. It starts by elevating the goal for every individual from survival to affluence, Under the Plan every worker even the lowest paid will retire a millionaire.  Implementing the Plan will eventually lead to eliminating the need for the “fittest” to pay taxes to support the “survivors”- as there will no survivors needing support. Those with mental or physical disabilities are covered under existing programs.

The USA Plan will develop more “fit” individuals.  Increased economic activity and opportunity driven by annual trillion-dollar investments in stocks will surely multiply the number of billionaires.  But “fit” under the USA Plan has an even more important cultural meaning. Individuals who don’t or shouldn’t go to college don’t have to go to make that extra million dollars. The USA Plan does that for them, and they won’t have to spend a dime out of their pocket.

LIBERTY.  America was the first country on Earth created and ruled by its people.  It was first to establish freedom from central government as its core principle.  The USA Plan was created to return the country to this founding principle.  Enacted and fully operational there will be no need for a government to underwrite dependency and unduly tax economic success.

The world is still trying to understand, employ and enjoy the benefits of its new digital age. Unfortunately, large powerful corporations have become a problem. Just like the kings and dictators, America’s leading digital and media giants have been able to control what people read, hear and think. Fortunately, their current support for politicians searching for solutions to income inequality and wealth redistribution falls squarely in the USA Plan’s wheelhouse.

Real freedom and liberty will only be culturally achieved by eradicating poverty.  The USA Plan does just that.  It takes capitalism from its roots as a trickle-down process to capitalism as a rise-up process. Our “Rise-Up Theory of Economics” was written to strengthen every American’s commitment to individual freedom and liberty.

HAPPINESS  Our Founders wanted to empathize their principles. They purposely ended their Declaration with “and the pursuit of happiness”.  Happiness is such a wonderful word. It embodies the thought everyone can look forward to getting up every morning and enjoying their day.  Fifteen per cent of their paycheck will be invested in the stock market in diversified funds and will accumulate and compound into millions. That will give them comfort that every day will be a good and happy day,

In America, 50 per cent of the people don’t own stock. Under the USA Plan everyone will own stock. The USA Plan allows everyone to participate in the tax shelter of the wealthy. Appreciation in the value of stock is not taxable.  Hopefully, when the Plan matures, the country will be strong enough to allow distribution from their USA accounts to be tax free.

The USA Plan essentially invites every individual to participate on America’s team. As owners of valuable property, namely their USA account, they will pay attention to protecting it as well as the economy. We anticipate the everyone will become better citizens seeing to it their companies are honest. The principle of competition to be the best is still the hallmark of American Exceptionalism. By embracing the USA Plan in America, the world will be a better place by example. We hope every individual gets on board.  It will be an exciting ride.