What is the Step by Step Execution Plan?

What is The USA Plan?

The Universal Savings Account is a program to replace the programs that are funded by the Governments mandatory contributions to Social Security and Medicare. The current Social Security/Medicare system in the United States operates in a pay-as-you-go framework; the Social Security taxes paid by today’s workers enter the general fund and are immediately used to pay for current claimants. The Universal Savings Account would eliminate the pay-as-you-go process. Instead, each taxpayer’s individual contributions would be invested into a separate USA account for his/her own retirement.

How does the USA Plan Work?

The current tax rate for social security is 6.2% for the employer and 6.2% for the employee, or 12.4% total. The current rate for Medicare is 1.45% for the employer and 1.45% for the employee, or 2.9% total. Combined it is 15.3%. Privatizing Social Security/Medicare would allow a worker’s salary contributions – which would likely still be mandatory at 15.3% – to be deposited into private investment accounts tied to a public-private management fund. Workers would have the option to increase their contributions to retire earlier or to increase their payouts in retirement.

What countries are using similar plans?

The Chilean government had a pay-as-you-go system in place prior to 1981, but budget shortfalls led to a revolution in late-age retirement savings. By linking benefits to contributions on an individual basis, the Chilean workers have been able to realize an average annual rate of return that exceeds 9%; the U.S. Social Security system theoretically pays a 1% to 2% rate of return. Even when accounting for risk-adjusted return, the privatized system in Chile offers hope that privatized retirement savings could help retirees and reduce the national debt at the same time.

What are the Steps to implementing the Program?

The Goal

To pass it into law

Step One - The Destination Website

Create a destination website and social media presence.

Step Two -Market the Website

Market the website and gain social media traction.

Step Three -Acquire Endorsements

Acquire endorsements instead of memberships or followers.

Step Four -Hold Seminars

Hold seminars

Step Five - Sign Up Politicians

Sign Up Politicians to write and sponsor bill.


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