Should Single Women Support the USA Plan?


The USA Plan is especially significant to the ever-increasing number of women who remain single. It is equally important to those who are divorced and have children. The nest egg being accumulated under the plan will be a cornerstone of stability for her future and that of her children.

  1. Under the Plan, a single woman will have her own “USA” account and will not have to share it with anyone. In the classic example of a person making $50,000 per year, she will accumulate a $4 million nest egg to retire on. That nest egg will throw off a $33,000 monthly retirement check.
  2. A monthly check of $33,000 will enable her to have an affluent retirement and the ability to pay for the best medical care on the planet. It can also support the early efforts of her children’s lives.
  3. During her working life, she won’t have to invest any part of her paycheck to create this nest egg as her payroll taxes – that 15% will just directly go into her “USA” leaving her free to spend her paycheck as she sees fit.
  4. If she marries, her account will not be affected. What she accumulates and earns in her “USA” account before marriage will not be shared with her husband. After marriage, the normal sharing will occur.
  5. In the event of multiple marriages, the sharing will begin on the day of the marriage and end on the day of the final decree.
  6. As amounts are accumulated and compounded in the “USA” accounts, the often contentious problem of division of property administered by the Family Court will be lessened. The husband and wife’s USA accounts are already separate property and cannot be reapportioned by the Courts. The wife will have deposited into her own separate USA account one-half of all contributions that are withheld from her husband’s check. In our classic example, a $2 million retirement nest egg would accumulate in her USA account and $2 million in his. Of the $33,000 income generated by the $4 million combined nest eggs, half would come from hers and half from his. Likewise, one-half of her contributions to the plan would be shared with her husband.
  7. Under the plan, women would finally be economically emancipated and not financially dependent on a man for survival. Her “USA” account can’t be reached by her husband, the Courts or Congress under our plan.
  8. Young couples can decide early in life for the wife to stay home and rear the children and eventually the grandchildren without fear that she will end up penniless at retirement.
  9. The Plan eliminates the need for a couple to save and invest in 401(k)s, IRA’s or other retirement plans during their working years. This will not only save money during their lifetime but eliminate the marital stress that retirement funding often causes a marriage.
  10. As retirement funding will be eliminated, the couple will have excess funds to enjoy their working life.
  11. As the immense burden of saving for retirement will be lifted off her shoulders, she can devote more of her attention to social and charitable endeavors.

For single or divorced women, the USA Plan represents a clear departure from their second-class status under today’s “Trickle-down economy”. Their increased economic power should result in a fairer playing field in their relationships with men.


These and many further benefits and understandings can be accessed on our HOME page, However, before we go there please click on the link below to help us promote the USA Plan and get it legislated into law.


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